What's New
- *** Disability Product Changes - Full Details ***
- New Issue and Participation Table
- Inflation Impact on Care Event Costs
- Berkshire Long Term Care (Choice Provider) New Jersey Specimen Contract
- Guardian's 2010 Dividend
Learn about Guardian's 2010 dividend and Financial ratings - The Whole Story of Whole Life
A guide to the benefits and reasons why you should be presenting Whole Life to your … - Guardian Retention and Reinsurance Limits
Autobind, Jumbo and retention Limits by product type. - Take Advantage
Up to 2 million of life insurance with no medical testing!!!!! - Take Advantage Approved Carriers
Take Advantage Approved Carrier list - Premium Financing
Premium Financing with Guardian
UL Second Guarantee (ULSG)
Guardian is now offering a Universal Life Secondary Guarantee insurance policy1 that provides affordable, permanent financial protection for individuals and businesses. Read how ULSG can help enhance your portfolio.17
Features
- Low-premium, guaranteed level death benefit
- Lifetime no-lapse guarantee
- Predictable premium
- Riders and options available to enhance policy performance16
- Policy values and charges guaranteed
- Tax-deferred accumulation19; income tax-free death benefit
Advantages
- Affordable guaranteed protection
- Leverages assets to provide a significant legacy
- ULSG product performance tied to company's general account assets
- Ranks competitively among major insurance companies in premium20
- Provides stable returns over time that are not subject to market volatility
- A gateway to valuable whole life protection
- Backed by a financially solid company21
Benefits
- Provides substantial legacy value for heirs or philanthropic planning
- Solution for wealth replacement
- Useful in business planning strategies
- Death benefit may be used for loan or credit collateral
- May be used as part of an asset diversification strategy
- Tax-favored benefits
1, 16, 17, 20, 21 Refer to Disclosure tab
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