What's New
- *** Disability Product Changes - Full Details ***
- New Issue and Participation Table
- Inflation Impact on Care Event Costs
- Berkshire Long Term Care (Choice Provider) New Jersey Specimen Contract
- Guardian's 2010 Dividend
Learn about Guardian's 2010 dividend and Financial ratings - The Whole Story of Whole Life
A guide to the benefits and reasons why you should be presenting Whole Life to your … - Guardian Retention and Reinsurance Limits
Autobind, Jumbo and retention Limits by product type. - Take Advantage
Up to 2 million of life insurance with no medical testing!!!!! - Take Advantage Approved Carriers
Take Advantage Approved Carrier list - Premium Financing
Premium Financing with Guardian
Survivorship Universal Life Second Guarantee (SULSG)
Guardian is now offering a Survivorship Universal Life Secondary Guarantee insurance policy1 that provides affordable, permanent protection for married couples or for use in businesses. Here's how SULSG can help enhance an asset portfolio or stabilize your business's financial statement.17
Features
- Low-premium, guaranteed level death benefit
- Lifetime no-lapse guarantee
- Predictable premium with two lives insured under one policy19
- No change to base policy upon the death of the first insured
- Riders and options available to enhance policy performance16
- Tax-deferred accumulation19; income tax-free death benefit
Advantages
- Affordable guaranteed protection
- Available if one of the insureds is uninsurable because of health
- Ranks competitively among major insurance companies in premium20
- Leverages assets to provide a substantial legacy
- Provides stable returns over time that are not subject to market volatility
- Backed by a financially solid company21
Benefits
- Useful in business and estate planning strategies
- Death benefit may be used for loan or credit collateral
- Safely preserves a legacy for heirs or charitable gifts
- Tax-favored benefits
- May be used as part of an asset diversification strategy
- Provides needed cash for estate settlement costs upon death of second insured
1, 16, 19, 20, 21 Refer to Disclosure tab
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