Life Services
What's New
- *** Disability Product Changes - Full Details ***
- New Issue and Participation Table
- Inflation Impact on Care Event Costs
- Berkshire Long Term Care (Choice Provider) New Jersey Specimen Contract
- Guardian's 2010 Dividend
Learn about Guardian's 2010 dividend and Financial ratings - The Whole Story of Whole Life
A guide to the benefits and reasons why you should be presenting Whole Life to your … - Guardian Retention and Reinsurance Limits
Autobind, Jumbo and retention Limits by product type. - Take Advantage
Up to 2 million of life insurance with no medical testing!!!!! - Take Advantage Approved Carriers
Take Advantage Approved Carrier list - Premium Financing
Premium Financing with Guardian
Survivorship
Guardian's EstateGuard® SUL policy offers a Survivorship Universal Life policy designed for maximum flexibility. Rounding out Guardian's strong portfolio of life insurance choices, it provides affordable, strategic, tax-advantaged financial protection for couples or business partners.
Continuity and Flexibility
Under EstateGuard SUL, two lives are insured and benefits are paid at the second death, providing needed capital at the right time. There are no changes to the base policy at the
first death. Survivorship Universal Life insurance is simply a smart solution for individuals with estate planning needs. It's also a good choice as an affordable strategy for business planning or flexible funding to retain and reward key executives. Plus, EstateGuard SUL offers many of Universal Life's advantages, including:
- Flexibility in amount and timing of premium payments (within limits).
- Three death benefit options, plus ability to change after the policy is issued.
- Interest crediting rate tied to Guardian's general account.
Innovative Solutions
Guardian's EstateGuard SUL is a fresh alternative that completes a comprehensive business or personal insurance\ portfolio.Where the flexibility and affordability of Universal Life is desired, EstateGuard SUL can offer the stability and security to ensure that changes in lifestyle will have the financial support required.
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