Life Services
What's New
- *** Disability Product Changes - Full Details ***
- New Issue and Participation Table
- Inflation Impact on Care Event Costs
- Berkshire Long Term Care (Choice Provider) New Jersey Specimen Contract
- Guardian's 2010 Dividend
Learn about Guardian's 2010 dividend and Financial ratings - The Whole Story of Whole Life
A guide to the benefits and reasons why you should be presenting Whole Life to your … - Guardian Retention and Reinsurance Limits
Autobind, Jumbo and retention Limits by product type. - Take Advantage
Up to 2 million of life insurance with no medical testing!!!!! - Take Advantage Approved Carriers
Take Advantage Approved Carrier list - Premium Financing
Premium Financing with Guardian
Limited Pay Whole Life
Guardian has added a new participating Whole Life policy to its broad portfolio of high-quality life insurance products. Limited Pay Whole Life provides a level guaranteed death benefit, potentially high early cash accumulations, and premiums payable for a limited number of years.14 It offers individuals an easy way to build, conserve, and transfer assets over the long term.
The Choice That Fits the Need
Limited Pay Whole Life is especially tailored for those who want or need to complete premium payments in conjunction with a specific life stage. Business owners and executives can utilize this product to provide viable employee benefits - deferred compensation and executive bonus plans, split dollar agreements, or supplemental employee benefits plans (SERPs) - while leveraging cash flow and minimizing financial statement impact.
Individuals may wish to purchase a policy to help supplement retirement income. The cash\ value reflects significant growth beginning in year 2, and as the policy is fully paid up in later years, the distributions are not reduced by premiums due.
Life Insurance Solution Guardian's Limited Pay Whole Life policy serves the market niche for business owner/executives or individuals who desire a quality product providing the guarantees of whole life that is paid-up in a specified number of years.
14 Refer to Disclosure tab
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