Disability Services

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Disability Insurance Services

Your clients take on the financial responsibility for insuring their most valuable assets. They insure their home and its contents to protect against theft, fire and even flood. They insure their auto from the financial impact of auto-related damages or injuries. Perhaps they insure other valuables, such as jewelry, antiques and collectibles.

As you know being their Financial Planner, Advisor or maybe even their Stock Broker, their number one asset is the ability to earn an Income - One that makes owning their home and automobile possible. But have you considered that their income also determines their current standard of living and provides for their long-term financial goals? Unfortunately, it's all at risk should they suffer a disability, and disability is much more common than you might think. Three in 10 workers entering the work force today will become disabled before retiring*...

That's why purchasing a disability income insurance policy to help protect your client's income is one of the most responsible decisions that you as their Financial Profession can ever help your client make.

Depending on the case NEPC's trained staff will help you find the carrier that best suites the scenario. As a Guardian General Agency we give you access to the Guardian product line but when it isn't the perfect fit... We will give you all the options you need to take care of your client.

Let NEPC's Brokerage Division help you define the various areas that you can be an asset to your client. Why NEPC Brokerage? Click here to see a video testimonial.

*Social Security web site. http://www.socialsecurity.gov/dibplan

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We are the #1 insurance Brokerage Agency in NJ *
* NJBIZ Book of Lists 2007 - Present